Quotes About Saving Money

In this modern world, we cannot overstate the significance of saving money. To motivate you on your path to financial well-being, we have curated a list of 15 thoughtfully chosen quotes about saving. With practical guidance and profound insights, these quotes will offer you valuable perspectives on spending less, saving more, and attaining financial success. Don’t forget to explore our top budget apps to help you stay on course!

Our Top 15 Hand-picked Quotes About Saving

A penny saved is a penny earned

Benjamin Franklin

This iconic quote on saving comes from one of America’s founding fathers, Benjamin Franklin. It serves as a reminder that every penny saved adds to our wealth. By cutting back on unnecessary expenses and concentrating on saving even small amounts, you’ll see your savings accumulate over time.

Do not save what is left after spending, but spend what is left after saving

Warren Buffett

Billionaire investor Warren Buffett emphasizes the need to prioritize saving before spending. To put his advice into practice, consider setting aside a part of your earnings for savings before allocating funds for expenditures. This strategy can be a highly effective means of expediting the realization of your financial goals and bolstering your overall financial health and prosperity.

Save a little money each month, and at the end of the year, you’ll be surprised at how little you have

Ernest Haskins

This amusing quote by author Ernest Haskins highlights the excellent outcomes of consistent saving. By cultivating a habit of saving every month, you’ll progressively build a nest egg that offers financial security and peace of mind.

The art is not in making money, but in keeping it


This ancient proverb underscores the importance of not just making money but also managing it wisely. Learning to control your expenditures and save effectively is critical for lasting financial success. Our money-saving tips for mothers and guidelines for college students can help you save even more.

It’s not your salary that makes you rich; it’s your spending habits

Charles A. Jaffe

Financial journalist Charles A. Jaffe stresses that wealth is determined by how you handle your money, irrespective of your income. You can achieve financial stability and prosperity by embracing responsible spending habits and prioritizing savings.

If you would be wealthy, think of saving as well as getting

Benjamin Franklin

Another timeless quote on saving by Benjamin Franklin reminds us that building wealth involves both earning and saving money. Maintaining a balance between these two aspects is essential for financial prosperity.

He who will not economize will have to agonize


Chinese philosopher Confucius cautions against the consequences of not practicing frugality. By learning to economize and live within your means, you can avert financial strain and hardship in the future.

You must gain control over your money, or the lack of it will forever control you

Dave Ramsey

Personal finance expert Dave Ramsey emphasizes the significance of taking charge of your finances. By mastering the art of saving, you can attain financial autonomy and shape the direction of your life.

The quickest way to double your money is to fold it in half and put it in your back pocket

Will Rogers

American humorist Will Rogers reminds us that sometimes the most straightforward way to grow our wealth is by holding onto it. Practicing frugality and being mindful of our spending can have a significant impact. To apply this quote in your daily life, consider resisting impulsive purchases and focusing on saving for more important goals. For additional insights on saving, you can visit the U.S. government’s MyMoney.gov website, which offers valuable resources on saving and investing.

Beware of little expenses; a small leak will sink a great ship

Benjamin Franklin

In this quote about saving, Benjamin Franklin warns us about the impact of small, recurring expenses on our financial health. To apply this principle, pay attention to the small, recurring expenses in your daily routine and find ways to cut back on them.

Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time

Johann Wolfgang von Goethe

German writer and philosopher Goethe discerned an intriguing similarity between the management of money and time. In essence, he posited that the two are intimately related in that just as one must budget and allocate time to achieve specific goals, the same is true of money. To that end, you must adopt a disciplined approach to managing your finances. You can do it by creating a monthly budget, which will serve as a tool to monitor your expenses and ensure you are putting aside enough money to achieve your financial objectives.

Don’t tell me what you value, show me your budget, and I’ll tell you what you value

Joe Biden

U.S. President Joe Biden emphasizes that our spending habits reveal our true priorities. To effectively harmonize your expenditures with your deeply held principles, it is essential to meticulously scrutinize your financial plan and undertake the necessary modifications that buttress your overarching fiscal and individual aspirations.

Frugality is one of the most beautiful and joyful words in the English language, and yet one that we are culturally cut off from understanding and enjoying

Elise Boulding

Sociologist Elise Boulding celebrates the joy of frugality and its potential to enrich our lives. To embrace frugality, consider adopting a minimalist lifestyle and discover joy in life’s modest delights.

The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains forethought, and broadens the mind

T.T. Munger

The esteemed American clergyman, T.T. Munger, expounds upon the salient attribute of character development inherent in the praiseworthy practice of saving. By cultivating this habit, you can attain the valuable qualities of discipline, foresight, and self-control, which can reverberate auspiciously across various domains of one’s life.

According to zippia.com, Americans are struggling to save their money, with debt becoming a way of life for many. In 2022, 42% of Americans have less than $1,000 in savings.

Money grows on the tree of patience

Japanese Proverb

This Japanese proverb captures the essence of long-term saving and investing. To apply this wisdom, be patient and consistent with your savings; over time, you’ll reap the rewards of financial growth and stability.

We hope these quotes about saving inspire you to take control of your financial future. Remember, every single quote we’ve included is hand-picked and unique, offering valuable insights to help you on your journey toward financial success. As you improve your saving habits, remember that small, consistent actions can lead to significant results over time.

Now it’s your turn! We cordially extend an invitation to you to impart to us your most cherished quote pertaining to the preservation of financial resources in the comments section below. Additionally, we would be delighted if you could provide us with an elucidation of why the said quote holds a particular significance to you. It is our sincere desire to instill a sense of dynamism and enrichment into the hearts and minds of our esteemed readership by encouraging an open and insightful dialogue that engenders collective learning and growth.

Hence, let us forge ahead with a shared commitment to inspiring each other as we endeavor to optimize our savings, judiciously allocate our resources, and attain sustainable and fulfilling financial wellness.

About the Author: Shykh Muhammad

Shykh Muhammad is an aspiring blogger, bibliomaniac, and versatile wordsmith who enjoys writing news. Currently, he is seriously indulged in Case-Studies, innovative studies, especially articles having a pragmatic impact on society. His acumen ship on diction is unparalleled having genuine appeal to his readers. In fact, he is a remarkable personality.
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